Rent collection for independent landlords
The rent on the lease is the rent you receive.
Houzito bills each lease on its schedule, lets tenants pay by bank or card, splits it between roommates, and pays out the exact rent. No Houzito fee on any payment, on any plan.
No card required · Free for 2 months
Type any rent
- Rent
- $2,450.00
- Bank processing
- $5.00
- Tenant pays
- $2,455.00
- You receive
- $2,450.00
Houzito fee: $0.00 on every plan
Tenant pays $2,455.00. You receive $2,450.00.
Paying rent? Your landlord sends the invite. How it works →
Online rent collection in the United States. Leases, invoices, reminders and records in Panama, Mexico, Colombia, Chile, and Brazil.
- Payments
- Stripe Connect
- Payouts
- To your own bank
- Houzito fee
- $0.00 on rent
- Roommates
- Shares that add up to the cent
- Schedules
- Weekly, bi-weekly, monthly
The problem
Rent arrives by Zelle, Venmo, paper check and “Friday, I promise.” You end up keeping the ledger, chasing the balance and arguing about the late fee. Houzito keeps one record that both sides can see.
One payment, traced
Follow $2,450.00 from the lease to your bank. Four steps, one record, and the arithmetic shown at every one.
The lease
Set the schedule once. Weekly, bi-weekly or monthly, with the rent and the start date. Every invoice after that comes from the lease.
LeaseMonthly · $2,450.00The invoice
On the due date, it is already there. Due Apr 1, with a 5-day payment window. Reminders go out by email and text on the due day and before the window closes.
InvoiceDue Apr 1 · Window 5 daysThe checkout
Your tenant sees the cost before choosing. Bank adds $5.00, card adds $73.49. Roommates each pay their own share, with the fee worked out on that share alone.
CheckoutBank +$5.00 · Card +$73.49Three shares$816.68$816.66$816.66The payout
$2,450.00 lands with you. The exact rent, paid to your own bank account through Stripe. Houzito takes nothing out of it.
Payout$2,450.00 to your bank
Roommates
Roommates pay their own share. Nobody fronts the rent and chases the rest of the house for it.
Invoice 0412 · Due Apr 1
Paid in full- Each roommate gets an invoice and a payment link for their share alone.
- Shares are rounded so they add back up to the rent, to the cent: $2,450.00 becomes $816.68, $816.66 and $816.66.
- The processing fee is worked out on each share, so a roommate paying by bank never pays for one paying by card.
- The lease invoice turns paid by itself when the last share clears.
ReplacesThe group chatThe Venmo requestThe roommate who fronts it
The cycle
The first of the month, handled. Reminders, the payment window and the late fee run on the lease's calendar. Bank payments show as processing until they clear, so nothing gets marked late by mistake.
Invoice issued
Created from the lease and waiting in the tenant's portal.
Due today
Reminder sent by email and text.
Bank payment startedProcessing
Clearing. Nothing can mark it late now.
Settled.Paid
$2,450.00 to your bank.
If unpaid
Last day tomorrow
One more reminder before the window closes.
Window closedOverdue
Marked overdue, with the late fee added to the same invoice.
$2,450.00+ $75.00Example late fee
Same record
One invoice, three views. Owners see the ledger, tenants see what is due, roommates see their share. Most rent disputes are disagreements about the record, so there is only one.
| Unit | Tenant | Rent | Status |
|---|---|---|---|
| 1A | Dana K. | $1,875.00 | Paid Mar 31 |
| 1B | Luis M. | $1,920.00 | Processing |
| 2B | Alex R. + 2 | $2,450.00 | Paid Apr 4 |
Everything else
Everything after the rent clears. Leasing, upkeep and the paperwork your accountant asks for in April.
Schedule E · tax packet excerpt
- Line 7Cleaning and maintenance
- $1,240.00
- Line 12Mortgage interest
- From Form 1098
- Not deductible · excludedMortgage principal
$6,400.00
Principal is never filed as an expense. The packet says why instead of guessing.
Collect
- Bank or cardThe tenant chooses at checkout and sees both totals first.Bank max $5.00
- AutopayA saved bank account or card, charged on each invoice.Any amount owed
- Partial paymentsOff by default. You set the smallest payment you accept.Your minimum
- DepositsThe pay link goes out with the tenant invite. No account needed.30-day link
- Charges beyond rentParking, pets, utilities and one-time fees on the same invoice.Recurring or one-time
Run
- Applications and screeningA public apply link per unit, with screening consent recorded.FCRA notice built in
- E-signatureEach signer gets their own link. The document is hashed and checked before every signature.ESIGN / UETA
- MaintenanceTenants report an issue with photo or video proof attached.Up to 25 MB
- TeamCo-owners, managers and bookkeepers work from the same records.Email invite
Records
- Expenses and P&LNet operating income per property, worst margin first.Per property
- Tax packetCash basis, mapped to Schedule E lines.CSV export
- DocumentsLeases, notices and reports filed per tenant, shared when you choose.Per tenant
Pricing
A free trial, then two plans. No Houzito fee on rent, on any of them. Everything is free for two months. After that, plans differ by how many properties they hold, and both send texts as well as email. Pay yearly and two months are free.
Free trial
Two months to run your first properties, no card needed.
No card required
- Up to 3 properties
- Online rent by bank or card, with roommate splits
- Email reminders, payment windows and late fees
- Deposits, applications and e-signature
- Maintenance, expenses, documents and the tax packet
Growth
A portfolio that has outgrown the spreadsheet.
or $150 a year
- Up to 8 properties
- Invites and reminders by text message too
- Everything in Free trial
Pro
Larger portfolios that keep growing.
or $390 a year
- 15 properties included
- Then $5 a month per extra unit, only while a tenant lives there
- Everything in Growth
| Method | Processing | Tenant pays | You receive |
|---|---|---|---|
| Bank, tenant covers the fee | $5.00 | $2,455.00 | $2,450.00 |
| Bank, you cover the fee | $0.00 | $2,450.00 | $2,445.00 |
| Card | $73.49 | $2,523.49 | $2,450.00 |
The same on every plan. Houzito adds $0.00.
Who pays the processing fee, the landlord or the tenant?
The tenant pays the processor's cost on top of the rent, so you receive the exact rent. Houzito adds no fee of its own, on any plan. You can choose to cover the bank fee yourself, which makes paying by bank free for your tenant.
Why does paying by card cost the tenant more?
Card networks charge more than bank debits. A bank payment costs 0.8%, capped at $5.00; a card costs 2.9% plus $0.30, with no cap. On $2,450.00 rent that is $5.00 by bank and $73.49 by card. Houzito adds nothing to either.
Can my tenant pay without creating an account?
For a security deposit, yes: the request carries a pay link that works for 30 days without an account. Rent is paid from the tenant portal, which takes one invite and a minute to set up.
How does splitting rent between roommates work?
You split a lease by percentage or by fixed amount. Each roommate gets their own invoice and payment link, and the lease's invoice is marked paid once every share has cleared.
How are roommate shares rounded?
Each share is rounded down to the cent, and the leftover cents go to the largest share, so the shares always add back up to the exact rent. An even three-way split of $2,450.00 comes to $816.68, $816.66 and $816.66.
What happens if a tenant pays late?
A reminder goes out on the due day and again before the payment window closes. If the window closes unpaid, the invoice is marked overdue and your late fee is added. A bank payment that is still clearing is never marked late.
What is the difference between autopay and manual billing?
With autopay, a saved bank account or card is charged on each invoice. With manual billing, the tenant gets the invoice and a payment link and pays it themselves. Each lease can use either.
Do I need a credit card to sign up?
No. The free trial needs no card: two months with up to 3 properties and every feature except text messages. After that, choose Growth or Pro to keep going.
Start
Your next rent cycle can run on Houzito.
Three steps to the first invoice
- Add the property and its units.
- Create the lease with its rent and schedule.
- Invite the tenant by email or text.